We are back to school, back to work and hopefully back to normal. The Markets have been far from normal. Back to normal is on its way as Markets work through, inflation, rising interest rates, logistic issues, and geopolitical tensions.
It is our duty and pleasure as your Investment Advisors to make sure you are knowledgeable and up to date with what is happening with the Markets, world issues and how they affect your investments. The article on page 1 of our Newsletter is a good place to start. Our job is to shepherd our clients through rough times with a balanced portfolio and keeping you as informed as possible. A wise investor is an informed investor.
Fall is frequently a time to take stock for the past year and to start planning for next year. So check out the article on page 2. Take time this Fall to make sure you have a plan in place for the future, Wills up to date and are maximizing on your tax credits and deductions for next year. Cash flow and debt management is well defined, and you are having discussions with any adult children to look at future plans. We are here to help with these conversations and please feel free to reach out if you would like to book a meeting to discuss any of the following included services.
As a reminder, included in our services to our clients we offer:
- Life and Health insurance
- Environmental and socially responsible investing solutions
- Debt Management and Cash Flow advice
- Retirement and Education Savings Plans
- Financial and Retirement plans
- Mortgages are by referral only
- Tax mitigation and Corporate/small business solutions
- Estate Planning and Wealth Transfer
Typically, the Fall is one of the best times to invest as when Markets are down it means some things are on sale, and if you have pre-authorized contributions running, you are reaping the benefits of dollar cost averaging. Making your RSP contributions early, in the Fall, means you could buy at lower prices and take advantage of the Santa Clause rally in December.
We would like to hear from you and please keep us afloat to any short-term large purchase or lifestyle changes you may be looking at so we can balance your portfolios accordingly.
If you have any additional questions, please do not hesitate to reach out to Diana to book a time to chat with David or Katlin.
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This publication contains opinions of the writer and may not reflect opinions of Manulife Securities Incorporated and/or Manulife Securities Insurance Inc.]. The information contained herein was obtained from sources believed to be reliable, but no representation, or warranty, express or implied, is made by the writer or Manulife Securities Incorporated. and/or Manulife Securities Insurance Inc.] or any other person as to its accuracy, completeness or correctness. This publication is not an offer to sell or a solicitation of an offer to buy any of the securities. The securities discussed in this
publication may not be eligible for sale in some jurisdictions. If you are not a Canadian resident, this report should not have been delivered to you. This publication is not meant to provide legal or account advice. As each situation is different you should consult your own professional Advisors for advice based on your specific circumstances.